Homeowners Insurance

Dwelling Coverage protects your home’s structure against damages caused by fire, storms, vandalism, or other covered events. It ensures repair or rebuilding costs are covered, preserving your home’s value, maintaining security, and providing financial protection for homeowners facing unexpected structural damage or disasters.

Personal Liability Coverage provides financial protection if you are legally responsible for injuries or property damage to others. It covers legal costs, settlements, and claims, offering peace of mind to homeowners while safeguarding assets and maintaining financial security in unforeseen liability situations.

Additional Living Expenses Coverage reimburses temporary housing and living costs if your home becomes uninhabitable due to a covered loss. It ensures families can maintain their standard of living during repairs or rebuilding, reducing financial stress and supporting recovery from unexpected home emergencies.

Personal Property Coverage protects belongings such as furniture, electronics, and clothing from theft, fire, or accidental damage. It helps homeowners replace or repair items, ensuring financial stability while maintaining comfort and security during events that could otherwise cause significant property loss or inconvenience.

Flood Insurance covers damage to your home, personal property, and valuables caused by flooding events. It ensures financial support for repairs, restoration, and recovery, protecting homeowners in flood-prone areas and minimizing the burden of unexpected natural water-related disasters that could otherwise cause severe losses.

Earthquake Insurance protects your home and possessions from damages resulting from earthquakes. It helps pay for repairs, rebuilding, and replacement of belongings, providing financial security for homeowners in seismic zones, ensuring recovery is possible after natural disasters that can otherwise result in significant structural and property loss.